Want to save on your absenteeism insurance the smart way?
We request quotes from 7 different absenteeism insurers and compare them for you. That way, you can often save 15% to 30% while choosing a policy that really fits your business. You’ll receive your personalised quotes in your inbox within one working day.
On average, customers rate insurance non-compliance with a score of 9.0
Fantastic!
We have been working with our previous insurer since September to finalize the sick leave insurance. By November, we had everything in place and were entering the acceptance phase. Unfortunately, we then received a worsened proposal without any explanation. We also did not receive a clear explanation from the insurer about this. As a result, I submitted a request on verzekerverzuim.nl. There was a quick response and contact. Given the previous experience, I was skeptical about whether the proposal would be realized. Indeed, it was. I was very pleased with this. Despite the distance, the contact feels personal.
In short: well done, and we are happy to be your customer. We have a lot of confidence in the future.
Immediately start comparing different insurers
We have seen considerable growth as Migrato in the past years. After the start a few years ago with two foun ders, we now run a business with more than 10 employees. It was time to get some basic administrative matters in order. For our absence insurance we chose for verzekerverzuim.nl of du Gardijn. Mainly because of the option to be able to compare multiple insurers straight-away. We did not have any experience at all with this type of insurance. So we appreciated the fast feedback in the offers based on a number of parameters. And the follow-up by telephone also really helped to guide us through the process. Especially because we had no previous experience and no insurance in place so far. Now we have a one-stop solution that works well and was arranged in no time.
Also for small and relatively young employers
The advice process was a pleasant experience. You receive a clear advice as entrepreneur but there is also room to ask questions. And the choice is entirely up to you, there is no pressure. All this made an excellent impression on me. Your approach also works well with a small and relatively ‘young’ employer with few staff. Thanks so far and I look forward to a good cooperation!
Pleasant contact
I was pleased with the contact and the very quick answers to all the questions I had. They really focussed on my wishes and thought along for the best option. That made me decide to team up with them.
Quick and transparent process.
A quick process; clear and transparent. They helped me out very well with everything that was not clear to me! Thanks for everything!
Great assurance and advice in taking out the insurance
We were looking for a party to help us with finding an absence insurance. Vera and Rowin helped me very well. The communication was excellent all the way through the process. Even at times when I was too busy to supply the information they needed, Vera called me to see if she could help me to smooth out the process.
We now save 31% premium per year
Before our contact with verzekerverzuim.nl our premium percentage was 4.98% via the metal and engineering industry collective agreement. The premium percentage of the offer from verzekerverzuim.nl was 3.44%. A saving of some 31% per year!
Personal guidance and the right insurance in no time
Since recently I have employees in my service. So I had a number of questions but they quickly put me on the right path and I decided to request offers. I applied on Wednesday and the next day on Thursday I already received offers which we discussed. Even before the start of the weekend, I had already found an insurance.
Many SMEs are paying too much in contributions without realising it
Many SMEs have sick pay insurance, but have been with the same provider for years without comparing premiums again. As a result, they often end up paying more than necessary for years on end. We compare the entire market and find the lowest rate for you.
- Save between 15% and 30% on your current premium
- At least 5 suitable quotes, perfectly tailored to your situation
- Personal contact with your dedicated adviser within one working day
The company behind a more affordable sick leave insurance scheme for SMEs
Verzekerverzuim.nl was founded five years ago with a single aim: to put an end to unfairly high premiums for sick leave insurance.
Time and again, we saw that SMEs stayed with the same provider for their sick leave insurance for years, without realising that they were sometimes paying tens of thousands of euros too much as a result. Verzekerverzuim.nl was set up to change that: fair premiums for SMEs, without the hassle. We are part of du Gardijn Verzekeringen, the insurance broker for the eastern Netherlands.
The results speak for themselves. In most cases, we save our clients between 15% and 30% on their current premium.
How do we save you 15% to 30% on your sick pay insurance?
We always follow the same approach. As soon as you request a quote, we get straight to work. We obtain quotes from seven different insurers, compare them carefully and ensure that you always get the best option. It is precisely by comparing the market as a whole that savings of 15% to 30% on your current premium are achievable.
Everything is sorted online – it really is that simple!
- Step 1: Request a quote!
- Step 2: We compare 7 insurers
- Step 3: You’ll receive personalised advice tailored to your situation
- Step 4: Choose the best option and you’re done
Sickness absence insurance & occupational health and safety services under one roof
To make things even easier for you, as well as your sick leave insurance, you can also leave all aspects of sick leave support and return-to-work assistance entirely to us. Our in-house occupational health and safety service, Du Gardijn Vitaal, handles all occupational health and safety services from start to finish. Our case managers and permanent company doctors support you as an employer, as well as your staff, throughout the entire process.
Everything is managed centrally, from reporting sick leave to returning to work
Less administrative hassle, as we take care of the paperwork
Faster return to work, enabling employees to return sooner and more successfully
A single dedicated contact person for both your insurance and your sick leave support
Frequently Asked Questions
Where can I take out sickness absence insurance?
If an employee is on long-term sick leave, you are legally obliged to continue paying at least 70 per cent of their salary for the first two years. You are also responsible for the reintegration and support of the sick employee. Sickness absence insurance helps you to meet these obligations and reduces the risk of high costs in the event of absence.
Which insurers do you request quotes from?
We are requesting quotes from seven different insurers. These are: Nationale Nederlanden, Avéro Achmea, Quantum Leben, A.s.r., de Goudse, Allianz and Hamilton.
How much does absence insurance cost?
The premium for your sick leave insurance is a percentage of the total gross wage bill. On average, the premium rate is between 1.5% and 5%. The premium calculation also depends on the average sickness absence rate over the past three years, the sector and employee data.
What coverage percentages are available?
You can choose which proportion of your salary you wish to insure. This is known as the cover percentage. You can opt for between 70% and 100% in the first and/or second year of sick leave. You can also choose a different cover percentage for each half-year.
What excess payment options are available?
The following excess options are available:
- 10 waiting days
- 20 waiting days
- 30 waiting days
- 65 waiting days
- 130 waiting days
- 261 waiting days
Are on-call staff covered by the insurance?
On-call staff are automatically covered under the sick leave insurance policy. However, it is possible to explicitly exclude on-call staff.
What is verzekerverzuim.nl?
Verzekerverzuim.nl is a brand of du Gardijn Verzekeringen: an independent insurance broker with over 30 years’ experience in advising business owners.
At Verzekerverzuim.nl, we focus entirely on absence insurance and everything that goes with it. That means: clear explanations, personalised advice and a solution tailored to your business and risks, without any hassle.
Curious to find out what the best choice is for you? Request a no-obligation comparison, and we’ll clearly set out the options for you.
What sets verzekerverzuim.nl apart from other providers?
At Verzekerverzuim.nl, we combine specialist knowledge of sick leave insurance with a personalised approach and independent advice. We are not tied to a single insurer, but actively compare the terms and premiums of seven insurers.
What this means for you: not a standard package, but a solution that truly suits your business, often with a more competitive premium and better terms.
Would you like to find out what’s possible for your situation? Request a quote comparison, and we’ll clearly set out the best options side by side for you.
Who are we as a team?
Our team consists of enthusiastic and knowledgeable professionals with an average age of 24. We are young, energetic and driven to make a difference for business owners. How does this show? We respond quickly, keep things simple and are always on the lookout for smarter or more cost-effective solutions. You’ll receive personalised support, clear steps to follow and advice tailored to your sector, business size and risks. This is how we ensure a customer-focused and future-proof service.
How can I contact verzekerverzuim.nl?
There are four ways to get in touch with us:
1 Fill in the quote form on our website (and we’ll get back to you as soon as possible).
2 Send us an email: info@dugardijn.nl
3 Call us directly: 053 47 80 455
4 Book an online appointment with Noor straight away.
